I hate bullies, even when they offer discounts.
You probably get this pitch from your retailers all the time: Sign up for our credit/debit cards and we’ll give you an instant discount!
Nobody I know likes to be coerced at the point of purchase, yet that discount adds some sweetener to the sour feeling. We have one store credit card in our household — mostly because we do most of our shopping at that retailer and pay our bills promptly.
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