By most indications, this is going to be a tough holiday-shopping season, as consumers tighten their budgets for gifts, décor, greeting cards and overall holiday cheer. But if you use plastic rather than cash, you might be able to loosen that budget a bit, through the strategic acquisition of cash-back bonuses, points and miles.
Think of them as gifts, little unexpected stocking stuffers with your name on them. But bear in mind, “some cards will be better to use than others during the holidays,” says Erik Larson, president of NextAdviser.com, an Internet services review site. “There are a lot of good credit-card offers out there right now.”
