8 Things You Didn’t Know Could Affect Your Credit
Like cilantro and the Kardashians, credit cards are pretty contentious. You love them, or you hate them. You view them as the answer to all of your budgetary problems, or you consider them to be an...
View ArticleHackers Publish Ashley Madison Data, Huge Growth In Mobile Banking
Mobile Banking Usage to Double in Four Years Mobile banking usage throughout the world is expected to double in less than four years, according to a study from KPMG and UBS. In 2014, the number of...
View ArticleWith New Chip Credit Cards On Way Here’s What Consumers Need To Know
What do you need to know about those chips? Here are five questions with answers. The post With New Chip Credit Cards On Way Here’s What Consumers Need To Know appeared first on Liberty...
View ArticleStealing Cards At Gas Stations, Online Shopping Without A Card
Credit Card Fraudsters Pump Gas Stations for Profit As motorists head out on the last big driving weekend of the summer, the credit card industry and gas station owners are deploying everything from...
View ArticleBefore You Cancel That Old Credit Card …
Canceled cards can affect your credit-to-debt ratio, which could drag down credit score. The post Before You Cancel That Old Credit Card … appeared first on Liberty Investor™.
View ArticleThis Week In Credit Card News: Google Launches Android Pay, Consumers...
Consumer Credit in U.S. Increased More Than Forecast in July Consumer credit in the U.S. rose more than projected in July, boosted by bigger credit card balances and loans for automobiles. The $19.1...
View ArticleThe Risks And Opportunities Of Using A Balance Transfer To Eliminate Credit...
According to NerdWallet, the average American household has $15,706 of credit card debt. And the average interest rate is 13.49%. If only the minimum payment is made, the borrower will pay $16,537 of...
View ArticleThis Week In Credit Card News: Thieves Test Cards On Charity Sites; Why Your...
What’s the Chip in Your New Credit Card Do? The microchip on your debit or credit card helps make it more difficult for fraudsters in two important ways. It makes it harder to physically counterfeit...
View ArticleOver 200 Million Chip-enabled Payment Cards Issued In The U.S.
In an effort to reduce counterfeit and credit card fraud more than 200 million payment cards have been issued with embedded computer chips in the U.S., ahead of a Oct. 1 deadline for the switch to such...
View ArticleEMV Credit Card Day’s Oct. 1 And We’re Not Ready
Survey finds six in 10 American credit card holders haven't gotten new cards yet. The post EMV Credit Card Day’s Oct. 1 And We’re Not Ready appeared first on Liberty Investor™.
View ArticleThe Way You Use Your Credit Card Is About To Change
Get ready: The way you use your credit card is about to change. Starting on October 1, retailers are supposed to start accepting new chip-enabled credit cards. These “EMV” cards are less vulnerable to...
View ArticleNew U.S. Credit Cards Are About To Make Tipping A Lot More Awkward
In the U.S., where waiters and bartenders earn a good chunk of their bread and butter off tips, the handing over of the bill to customers is a sacred ritual in which much income is made or lost. Unlike...
View ArticleDoes That New Credit Card Chip Really Protect You?
Lately, I’ve noticed that there’s been a race by my credit card issuers to send me new ones to replace my old ones. It’s not because I’m wearing them out. It’s because there’s a change in credit cards...
View ArticleBeware Of New Smart Chip Credit Card Scams
October 1st was the deadline for retailers and credit card issuing companies to switch over to using the new EMV credit cards which contain a computer chip that creates and encrypts a new number every...
View ArticleRetailers: Chip Cards Need PIN To Protect Shoppers
The NRF says the new chip-embedded credit cards will do little to benefit consumers. The post Retailers: Chip Cards Need PIN To Protect Shoppers appeared first on Liberty Investor™.
View ArticleChip Credit Cards Bring More Online Fraud, New Email Scams
Expect More Online Fraud as New Credit Cards Arrive The new chip credit cards that shoppers are getting in their mailboxes may prevent criminals from stealing from stores, but many thieves are expected...
View ArticleHow New Credit Cards Stunted Netflix’s Growth
Netflix’s stock price took a tumble in after-hours trading Wednesday after the company revealed that it had missed its subscriber growth projections in its third-quarter earnings report. The reason,...
View ArticleMasterCard Tries ‘Selfie Pay’ For Online Purchases
For the selfie generation, it might be the perfect way to pay. The post MasterCard Tries ‘Selfie Pay’ For Online Purchases appeared first on Liberty Investor™.
View ArticleThis Week In Credit Card News: Voice Identification To Fight ID Theft,...
How Your Voice Can Protect You from Credit Card Fraud Some banks are using voice biometrics and other technology to help determine who is calling and where a call is coming from. The reason: call-in...
View ArticleTwo Credit Card Traps To Avoid This Holiday Season
Judging by television commercials and store windows, the holiday shopping season is upon us. Every year, retailers and credit card companies team up to make it incredibly easy for American consumers to...
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